2016 Annual report

Download the full 2016 annual report below:


Or please click on the links below to see specific sections of our 2016 annual report:

Strategic report

Performance summary

Chairman's statement

The case for Dentists' Provident

Our business model

Key performance indicators

Chief executive's report

Financial review

Underwriting and claims review

Risk management


Board of directors

Senior management

Corporate governance report

Board committees:

The audit committee

The investment and capital management committee

The governance committee

The operational risk and reputation committee

The remuneration committee (formed February 2016)

Directors' remuneration report

Directors' report

Statement of directors' responsibilities

Independent auditors' report

Financial statements

Consolidated income and expenditure account

Consolidated balance sheet

Society income and expenditure account

Society balance sheet

Notes to the financial statements

Information for members

Notice of annual general meeting