If you want to take a break from work, and will not need your income protection for a while, for example if you are on maternity leave, travelling or in full time postgraduate education, then you can suspend your plan.
You can do this up to three times over the life of your plan for a combined total of 36 months. You won’t have to pay any premiums during this time but you will not receive dividends or have any income protection cover either. However, your bonus account will still earn interest and you will continue to enjoy the other rights and benefits of our membership, including access to our online services and the right to vote at members’ meetings.
When you are ready to resume your plan, you can do this without having to go through the full application process again.
Vanessa decided to start a family, after a few years of practising and postgraduate education. She says...
In 2014 nearly a dozen of our members claimed due to complications with pregnancy.
For further information, please read the key features of our dentists’ income protection plan and our rules.